Co-operative & Community Finance

Co-operative & Community Finance has been providing loan finance for co-operatives, employee owned businesses and social enterprises for over 30 years. Launched in 1994, their Community Capital Fund loans to all types of ocial enterprise, from community businesses to charity trading subsidiaries.Loans are available for property, equipment and bridging loans against delayed grant payments.

They exclusively serve the co-operative and social enterprise sector, and for over 40 years have supported hundreds of businesses ranging from small community run enterprises to large award winning organisations. Through the provision of accessible finance they have helped to create and preserve thousands of jobs within the social economy and supported the set up of many new and innovative co-operatives, employee buyouts, and community enterprises.

They currently have over £4m of their own capital to lend, available to those that practice or support the principles of cooperation, social ownership, and sustainable development. 

Co-operative & Community Finance welcomes applications from:

  • New enterprises
  • Workers' co-operatives
  • Employee buyouts
  • Housing co-operatives
  • Renewable energy co-operatives
  • Community owned shops, pubs &facilities
  • Expanding enterprises
  • Community share issues