Santander Breakthrough

Santander Breakthrough is built around the needs of ambitious businesses and gives you access to the support your business needs to reach its full potential. It's a unique suite of support and expertise to help accelerate your growth plans.

You could meet inspirational business leaders and learn how they overcame the challenges to achieve success. Santander Breakthrough could also help you access growth finance and new talent or help you build your business networks and make new connections. And if you want to explore international opportunities that could take your business into new markets, Breakthrough can help.

Underpinning all of this is Santander's local network of dedicated Relationship Directors, who can provide information, support, and offer solutions to help accelerate your growth and unlock your potential.

Breakthrough Knowledge - Meet British business legends face-to-face and soak up their expertise at exclusive events.

Breakthrough Talent - Support to find and keep the best talent, including access to 2,000 subsidised graduate interns.

Breakthrough International - Connect with the pick of 150,000 international contacts who can help you break into new markets.  Their support package includes Trade MissionsTrade PortalTrade Club, and International Desk.  

Breakthrough Connections - Keep one step ahead by joining an exclusive online network of entrepreneurs and business leaders.

Breakthrough Finance - Funding beyond the ordinary, including a unique funding solution to fuel your growth ambitions.

Breakthrough Growth Capital

This innovative and flexible form of finance could help your business grow without giving away control or significant equity.

From investing in new people or sales & marketing initiatives to research & development plans or strategic acquisitions, Santander can help fund your growth with £200 million worth of growth capital loans, which are structured to minimise the impact on your cash flow.

Santander are also making £100 million available to SME house builders through a combination of senior and mezzanine debt finance, providing the funds to help support business investment and job creation in this sector.

To qualify for a growth capital loan, your business must have a turnover of between £500,000 and £50 million per annum while posting annual growth of around 20% or more in a combination of turnover, profit or employment.

Key features

  • Santander Growth Capital loans are mezzanine loans typically available from £0.5 million to £5 million and can work alongside additional senior debt facilities.
  • Growth Capital loans are paid back after two to five years.
  • The capital is repaid at the end of the term or refinanced.
  • The arrangement fee is 3% of the loan amount.