Zopa

Zopa is the world's oldest and Europe's largest peer-to-peer lending service having now lent over £1.8 billion. Zopa peer-to-peer lending works by bringing together individuals who have money to lend, and individuals who wish to borrow money. Instead of going through traditional banks, borrowers looking for low rate loans are matched with investors looking for better returns on their money.

Zopa is the UK's leading peer-to-peer lending service. They reward people who are good with their money by providing low rate loans and high interest returns.

Since Zopa was founded in 2005 they have helped people lend more than £1.86 billion in peer-to-peer loans. They have also been voted 'Most Trusted Personal Loan Provider' in the Moneywise Customer Awards for the past 7 years in a row.

Some 53,000 people are lending between £10 and £1 million to credit-worthy borrowers.

Zopa is a founding member of the Peer 2 Peer Finance Association (P2PFA) industry group. They sought and won Financial Conduct Authority (FCA) regulation for the industry. Zopa's FCA firm registration number is 563134.        

With peer-to-peer lending your capital is at risk and isn't covered by the Financial Services Compensation Scheme (FSCS).

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