Enterprise Finance Guarantee

The Enterprise Finance Guarantee (EFG) is a guarantee scheme to facilitate lending to viable businesses that have been turned down for a loan or other form of debt finance due to inadequate security or a proven track record. In instances such as this, EFG may be able to turn that decline into an acceptance, but that is a decision for the lender and will only be considered if the lender is satisfied that your business is viable and can afford the facility repayments.
The delivery of EFG, including all lending decisions, is fully delegated to the lender. They will decide whether EFG is appropriate and confirm whether your business is eligible, but businesses unsure about whether they meet the lender’s criteria for borrowing or have had a borrowing request declined are encouraged to ask their lender about EFG.

EFG supports a wide range of business finance products, including:

Term loans,
Revolving facilities, such as overdrafts,
Invoice finance facilities,
Asset finance facilities

List of lenders and application process